Check out our Patient Ambassador Spotlight, where we highlight members who elevate the voices of people with kidney disease.
This month’s Spotlight is on Curtis Warfield from Indianapolis, Indiana.
Curtis was diagnosed with kidney disease in 2012 and began peritoneal dialysis in 2014. Though it was a very difficult time for him, he was really grateful to be able to continue working, which meant that he was able to keep his private insurance coverage. Even though Medicare became his primary plan, his private insurance was able to cover the 20% cost that Medicare did not and broadened his access to medications and treatments.
This isn’t the case for most patients though, as they are usually not well enough to keep working and rely fully on public assistance. This means that, in states without an affordable Medigap plan to supplement Medicare, patients are on the hook for the 20% not covered, resulting in thousands of dollars they have to come up with cover the costs of their live saving treatments.
Traditionally, private insurance companies covered dialysis treatment 30 months after beginning treatment, offering patients better options upon diagnosis and allowing time to plan to pay the 20%. However, a recent Supreme Court decision made it easier for private insurers to weaken coverage for new dialysis patients, pushing them onto Medicare prematurely and imposing medical and financial hurdles in the process.
The Restore Protection for Dialysis Patients Act (H.R. 6860/ S. 5018) will ensure patients can keep their private insurance in this 30-month window. Curtis is calling his representatives in Congress to support this legislation and help kidney patients nationwide by passing this bill.
Patient Ambassadors represent DPC by serving as leaders in their community and local dialysis facilities. Learn more about this critical role and make a difference in the lives of dialysis patients by applying for DPC's Patient Ambassador program.