For a lot of patients, starting dialysis means not being able to work anymore. Thankfully, with my job I can work from home when I’m doing my treatments, which has been hugely beneficial in helping me stay employed and get the coverage I need. The situation is very different for a lot of other patients, though, who can’t continue to work and get coverage. Instead, they rely solely on Medicare, which means if Medicare doesn’t fully cover a treatment or medication, they pay big out-of-pocket costs. That’s why we need Congress to pass bills like the Jack Reynolds Memorial Medigap [...]

To the Editor: There is a bill which would expand Medigap Coverage to Illinois patients who need it. My story with kidney disease goes back more than 10 years to when my mom stepped in and donated one of her kidneys to me. While that was an invaluable gift on her part, that transplant failed a few years ago, and I was put on aggressive medication that meant I was given a choice between my kidneys and my life. My own struggles have made me want to be there for others who are worse off than me. While I thankfully [...]

I was diagnosed with End Stage Renal Disease (ESRD) in 2016 when my kidneys began to fail. While I was undergoing dialysis, I received full coverage for my treatments and medications through disability insurance, but many other patients aren’t fortunate to have coverage and are left to pay massive medical bills. Thankfully, help is on the way. The Jack Reynolds Memorial Medigap Expansion Act, a bipartisan bill in Congress, would help dialysis patients who worry about their cost of care. This bill would expand Medigap coverage for dialysis patients under 65 so that every patient can get the treatments and [...]

One certainty in life is that all of us will be tested by circumstances out of our control. For me, it was kidney failure, and since 2007 I've been on dialysis. I'm very blessed that I was able to receive this care, and that I've been able to live a healthy and happy life thanks to the support of a loving family. However, a lot of dialysis patients today can't afford the lifesaving treatments they need. That's why it is so important to pass the Jack Reynolds Memorial Medigap Expansion Act, a bill that would expand coverage for out-of-pocket costs [...]

After three difficult years on dialysis, I received a kidney transplant last fall through the Department of Veteran Affairs as a Marine Corps veteran. While I don't have dialysis treatments anymore, I keep touch with everyone I met at my dialysis center and find new ways to help patients. In these conversations, one topic seems to come up more than just about any other: high costs. Navigating Medicare, which many dialysis patients need for treatments, is a tricky and confusing process that gets more complicated if you don't have Medigap insurance to cover what Medicare doesn't. Sadly, that's the reality [...]

To the Editor: As a single mom, starting dialysis required a lot of shuffling so I could attend treatments while juggling my responsibilities as a parent. Thankfully, it didn’t require big out-of-pocket payments to cover what Medicare couldn’t, since Michigan requires insurers to provide dialysis patients like me with access to Medigap. I know the reality is different for patients in my situation in other states, so I’m happy to see members of Congress from both parties working on the Jack Reynolds Memorial Medigap Expansion Act, which would expand “Medigap” coverage to dialysis patients under 65, so they don’t get [...]