Dear Editor, When I served as my grandfather's caregiver during his dialysis treatments, the most frustrating challenge was the difficulty we faced dealing with Medicare. Slow payments and limited access to services were all too common for us, but thankfully we had access to supplemental insurance that helped cover costs. For many dialysis patients, private insurance plays an important role in providing access to care, either as supplemental insurance like my grandfather had, or as a patient's primary insurer in the early days of treatment. For years, patients were able to remain fully covered by private health insurance for 30 [...]

When I began dialysis, I took advantage of Medicare, private insurance and charity funding to pay for my treatment. However, I often speak to other patients who do not have access to supplemental insurance and end up being stuck paying the 20% that Medicare does not cover. Paying out-of-pocket for dialysis is simply impossible for most Americans. For years, Marylanders on dialysis could keep their private insurance for 30 months after their diagnosis, which allows them wider treatment options while adjusting to their new normal. However, a recent Supreme Court decision may allow private insurance companies to single out dialysis [...]

Dear Editor: How would you feel if your life-saving medical treatment was out of reach? Well, a recent Supreme Court decision allows private insurance companies to put new dialysis patients in a difficult position by severely limiting coverage in the first 30 months of treatment, even though patients have long been guaranteed full coverage within that time. Congress must act, for the very survival of kidney care in America is at stake. As a dialysis patient myself, I know how difficult paying for treatment can be. In California, I am covered by Medicare, with MediCal covering the 20 percent of [...]

Americans should not have to fight tooth and nail to pay for lifesaving health care. Yet, this is an unfortunate reality for dialysis patients in America. When I began dialysis, I lost my private insurance since I could not work anymore. Relying on Medicare with little family support, I struggled to pay for my required treatment. Traditionally, private insurance companies cover dialysis for 30 months after starting treatment to ensure patients focus on their health, not their finances. Yet, a recent U.S. Supreme Court decision could allow private insurance to weaken this 30-month coverage. As a dialysis patient and advocate, [...]

Kidney failure touches the lives of millions of Americans. Dialysis and transplants are the only treatments for this life-altering disease. I have been on dialysis for 10 years, which has been a physical and mental roller coaster. In the first five years of treatment, I relied on employer-provided insurance. This private insurance provided comprehensive care, including dental and eye care. However, I lost that comprehensive coverage when I transitioned to Medicare. Although I am doing well, it would’ve been tough to start on Medicare at the beginning of my dialysis journey. Unfortunately, a recent Supreme Court ruling now allows private [...]