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Letter: Dialysis patients deserve better

2024-11-20T20:36:15+00:00October 4th, 2024|Categories: Featured Spotlight, Patient Stories in the News, Private Insurance Coverage, Spotlight|

I remember being diagnosed with kidney disease in 2012 and beginning peritoneal dialysis in 2014. It was an undoubtedly difficult period in my life. Fortunately, I could continue working full time, which allowed me to keep my private insurance. Although Medicare became my primary plan, my private insurance covered 20% of the bill that Medicare did not. My private insurance also broadened my access to treatments and medications. Most patients on dialysis are not well enough to continue working and rely entirely on public assistance. Patients must pay 20% of the bill in states without an affordable Medigap plan to [...]

Preserve health protections

2024-10-03T19:11:31+00:00October 2nd, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

To the editor: I’ve had kidney troubles ever since I was born. It’s been exhausting managing my health care needs. It became even harder when I began dialysis, the only treatment for kidney failure besides a transplant. Taking care of my health while fulfilling my responsibilities as a mother and a business owner was overwhelming. If you or a loved one have had intensive medical needs, you know how incredibly hard daily life becomes. Eventually, I was able to receive a kidney transplant — only because I have private insurance in addition to Medicare. It’s unconscionable that dialysis patients without [...]

Private Insurance for Dialysis Care Introduced in the Senate

2024-09-26T14:10:02+00:00September 25th, 2024|Categories: Advance Patient Choice, Article, Improve Access to Care, Private Insurance Coverage, Promote Financial Security, Protect Patient Care|

Senators Bill Cassidy (R-LA), Cory Booker (D-NJ) and Martin Heinrich (D-NM) recently introduced The Restore Protections for Dialysis Patients Act (S. 5018), which is the Senate companion to H.R. 6860 introduced earlier this year. If you are a dialysis patient, you may be eligible for Medicare, but you also have the right to keep your private employer-sponsored health insurance for up to 30 months after being diagnosed with kidney failure. However, a recent U.S. Supreme Court decision could limit your access to private coverage by allowing health plans to cut dialysis benefits from their networks and impose stricter rules. Along [...]

Letter: Rep. Peters and Other Leaders Must Support Legislation Protecting Dialysis Patients

2024-11-20T20:36:07+00:00September 23rd, 2024|Categories: Patient Stories in the News, Private Insurance Coverage, Spotlight|

Like over 91,000 Californians, my father suffers from end stage renal disease — kidney failure, or ESRD. My father has been receiving dialysis, the only treatment for ESRD besides a kidney transplant, for over 18 years. Dialysis is a life-consuming, exhausting treatment, but it keeps my father alive. I have served as my father’s part-time caregiver during these years. Unfortunately, many dialysis patients struggle with their healthcare expenses. Many rely on their employer-provided private insurance, especially during the first months of care, but dialysis treatment can make it very challenging to continue working. Since most receive their diagnosis unexpectedly, having that insurance [...]

A letter to the editor

2024-09-17T18:29:33+00:00September 14th, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

One day, I began feeling very tired and felt short-of-breath. Next thing I knew, I awoke in the hospital and received the diagnosis of End Stage Renal Disease, or kidney failure. I immediately needed to undergo dialysis, the three times per week treatment which filters my blood. I received dialysis treatments for five years in order to stay alive, before receiving a kidney transplant in 2016. Unfortunately, many dialysis patients struggle to pay for their all of their health care expenses, which often puts transplant out of reach for many. Thankfully, I qualified for Medicare and Medicaid. However, many patients [...]

Congress: Please stand up for Minnesotans on dialysis

2024-09-17T18:33:04+00:00September 13th, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

When I was serving as my father’s caregiver through his dialysis treatments, I was struck by how difficult it can be to navigate the health insurance landscape. I was constantly on the phone with Medicare and the VA to ensure he was covered. Dialysis is an essential treatment that extends someone’s life and keeps them healthy, which is why it shouldn’t be hard to get proper coverage. Yet instead of becoming easier for patients, it’s getting even more complicated. The Supreme Court recently ruled that private insurers may no longer have to provide full coverage for dialysis treatments, even though [...]

Letter: ‘Requesting legislative action’

2024-09-17T18:20:12+00:00September 13th, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

I urge U.S. Rep. Jasmine Crockett (D-TX) to support the Restore Protections for Dialysis Patients Act. This legislation allows new dialysis patients to keep their private insurance, a critical financial lifeline, for their initial months of care. Dialysis is the only treatment for those awaiting a kidney transplant. However, a recent Supreme Court decision enables private insurers to weaken coverage in the first months of care, essentially pushing patients onto Medicare prematurely. This shift places enormous burdens on patients who need stability during a challenging time when they are often focused on just trying to keep their jobs. I was [...]

Americans should never be punished for having a debilitating illness

2024-07-30T19:21:34+00:00July 27th, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

Americans should never be punished for having a debilitating illness. Unfortunately, that’s what happens to people like me with illnesses such as End Stage Renal Disease (ESRD), otherwise known as kidney failure. ESRD changed my life. Paying for ESRD treatment, whether it was dialysis (the treatment which works in place of kidneys) or transplant, both of which I experienced, proved to be extremely difficult. I had to rely on Cobra, Medicare, and Medicaid, and I struggled to pay for life-saving treatment. For other ESRD patients, they face financial burdens because private insurers are allowed to kick them off their insurance. [...]

Restore Protections for Dialysis Patients Act needs NJ delegation’s support

2024-07-22T16:09:41+00:00July 22nd, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

For most patients with End Stage Renal Disease (ESRD), or kidney failure, their diagnosis comes as a shock. One day, I was suddenly rushed to the ER and received the shocking diagnosis. I suddenly had to begin dialysis, the only treatment for ESRD outside of a kidney transplant. My life changed at that moment. I would now have to do almost daily dialysis treatments that can take several hours each time. I didn’t know how I was going to keep working and make ends meet. On top of that, I’ve had to deal with Medicare and Medicaid for my coverage [...]

Federal bill critical for dialysis patients

2024-07-23T17:29:03+00:00July 19th, 2024|Categories: Patient Stories in the News, Private Insurance Coverage|

COVID-19 changed the lives of all Americans. For me, a COVID-19 infection led to kidney failure. When the doctor diagnosed me with End Stage Renal Disease (ESRD), I could not believe it. Suddenly, I had to begin dialysis, the arduous and frequent treatment which replaces my kidneys. Dialysis allows me to live. Unfortunately, the health care expenses for dialysis patients can become overwhelming, especially since many of us have other health conditions. Fortunately, I began treatment on private insurance with a very low deductible, which kept me afloat. Dialysis became much less affordable once I transitioned to Medicare after 30 [...]

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